How Do I Know If My Roof Has Storm Damage?

What should you do if a storm is damaged?

Here are a few things to think about when severe weather impacts your life.Stay safe even after the storm has passed.

The first thing you’ll probably want to do is inspect the damage to your home.

Keep a cool head when choosing a contractor to repair your house.

Know how your insurance policies work.

Going forward..

What wind speed causes roof damage?

While damage to roof covers can begin at gust wind speeds as low as 70 mph to 80 mph, this is certainly not the case with the new code shingles.

Does insurance cover shingles blown?

It may be hard to match the color of the shingles that blew off the roof. … If your Homeowners policy is endorsed for Replacement Cost loss settlement (and most are), the insurance company will pay the full cost to repair or replace the damaged portion of roof without deduction for depreciation.

Is it OK to put new shingles over old?

The answer is yes, you can lay new roof shingles over old ones. … You can’t do it with wood or slate, for example, and you should never mix materials, such as laying asphalt shingles over cedar shakes. Also, the old roofing has to be in pretty good condition. Otherwise you’re just putting lipstick on a pig.

How do you know if your roof is damaged?

Obvious leaks, dark stains, sagging spots, rotting tiles—these are all clear signs of water damage to your roof. Do not ignore these types of damages, no matter how small they may seem because they will only continue to get worse.

What do roof leaks look like?

These signs will tell you that you may have a leak in your roof. A water stain may look like a large puddle on the ceiling, often ringed with brown. However, it may not look like that at all. … If you notice discoloration on your ceiling or walls, take a closer look for mold, moisture, and other telltale signs of a leak.

How can I get a new roof with no money?

What To Do When You Can’t Afford A New RoofAsk Friends and Family. If you find that you can’t actually afford a new roof right now, ask your friends and your family members. … Start a GoFundMe Campaign. … Ask Your Insurance. … Seek Lenders. … Sell the Home.

What is wind damage to a roof?

High winds can cause damage to your roof, even without hail or other harmful weather. … Shingles roofs especially take a beating during high winds, despite most being rated to withstand 90 mph winds. Damage to your roof can begin at around 50 mph, so you should know how to check your roof for such damage.

What wind speed can a roof withstand?

90 mile-per-hourMost modern shingle roofs are rated to withstand 90 mile-per-hour winds, although there are roofing products available for hurricane and tornado-prone areas that can withstand winds up to 150 MPH.

Do most roofing companies offer financing?

Roofing companies Your roofer may offer in-house financing or loans through a third-party financial company, such as GreenSky. Rates and terms depend on the roofing company and your credit score.

How do I know if my roof is damaged by wind?

Signs of wind damage on a roof include loose or missing shingles, chimney issues, curling or peeling shingles, granule loss, damaged soffit or fascia and indoor leaks. High winds can also cause tree branches to fall and damage a roof. Like hail, wind can cause loss of granules (the sandpaper-like part of the shingle).

How do I protect my roof from storm damage?

4 Ways to Prevent Weather Damage to Your RoofWatch your trees. If you have any tall trees, hedges, or bushes, make sure to keep an eye on them so you can prevent them from interfering with your roof. … Inspect your roof. As a general rule, make sure to have your roof thoroughly inspected once or twice a year. … Add insulation. … Ventilate your roof.

What is the most common cause of roof leaks?

Most roof leaks are caused by one of five common factors: people, issues with seams, neglect, rooftop equipment, and weather. Prevention is of course better than repair. Once you get to know the main offenders, you can develop a strategy to avoid problems before they arise.

What do I do if I suspect my roof is leaking?

What Do You Do if Your Roof Springs a Leak?STOP THE WATER DAMAGE. Once you discover an active leak in your roof, the first thing to do is minimize the water damage as much as possible. … CONTAIN THE WATER. … REMOVE THE WATER. … CALL YOUR INSURANCE AGENT. … FIX THAT LEAKY ROOF. … PREVENT FUTURE ROOF LEAKS.

Where do most roof leaks occur?

Items that penetrate the roof are by far the most common source of leaks. In fact, it’s rare for leaks to develop in open areas of uninterrupted shingles, even on older roofs. Penetrations can include plumbing and roof vents, chimneys, dormers or anything else that projects through the roof.

How can I get a free roof?

If you think your roof may have been damaged by hail, wind, or storms, and you have homeowners insurance, you may qualify for a free roof. Look online for roofing companies or a roofing contractor that does free roof inspections. You should not have to pay for a roof inspection.

Does homeowners insurance cover missing shingles?

full replacement: In some cases, homeowners insurance will cover only roof repairs but not a complete replacement. Typically, insurance covers repairs, such as shingles missing after a storm. But if the damage means you need to replace the entire roof, your policy might not foot the whole bill.